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Tuesday, May 31, 2011

some tips on windows

shaking a window in windows 7 minimises all other windows except the one that was shaken

win+1 to switch to first app on the task bar
win+2 ...

win+D to show desktop

win+m minimises all windows

win+ arrow keys to snap current window

win+shift +arrowkeys to shift to move the entire window to another monitor

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Thursday, May 26, 2011

investing

Most investors underperform the broad market. One of the reasons for this might be the mentality of following the herd, acting on rumours, thinking of timing the market and hence tending to buy high and sell low. Most people have very short memory and hence may repeat the same mistakes again .

Most people do not understand economics and cannot even read a company balance sheet. Even if a person understands economics, they might allow emotions to affect their investment strategy.

Sone people tend to do a lot of trading. This leads to increase in the brokerage charges which in turn leads to decrease in the returns.

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Saturday, May 21, 2011

cbse , board exam results

The results of the cbse exam for the 10th and 12th ( X and XII ) for 2011 are likely to be announced on 23rd may 2011

You can register at the cbse examination results website cbseresults.nic.in to get the exam results by email

results for the examinations of the state boards like kerala Higher secondary exam results , VHSE , Chattisgarh board high school results, rajasthan board examination results for senior secondary examinations, meghalaya board exam results for SSLC, HSSLC are available at results.gov.in .


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Friday, May 20, 2011

some investor terms

on financial newspapers and online financial news and talkshows on tv , you come across many terms which you might not understand. Some of the common examples are

EBITDA
definition of EBITDA is something like earnings before interest,tax, depreciation , amortization
It is a tool for investors to measure the cash flow / profitability of particularly large companies with significant debt.

WORKING CAPITAL
This is a measure of the liquidity available for the operations of the company and is usually used to measure the efficiency and financial health of the company

CAPEX
capex refers to capital expenditure / spending to create or acquire assets for future benefits.
Note that capex shampoo has nothing to do with capital expenditure. It is only a topical corticosteroid shampoo containing fluocinolone acetonide and used to treat inflammatory diseases of the scalp.


CURRENT RATIO
It is a ratio of current assets to current liabilities
This is a ratio that measures the company's ability to service its debts over a short term
Many people want to know the formulae for calculating current ratio and other ratios.


net income, free cash flow, operating income , operating earnings, operating profit are also used



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Saturday, May 14, 2011

some songs from the fifties

Usually the old people think that the music from their younger days is better than today's music. But some young people also fall in love with the so called golden oldies music. There are lots of oldies radio stations which cater to such people exclusively. You can find online versions of such stations also.

You can find lots of lists of oldies on the net. Some deal with the top twenty or so songs of each year in the past. Some peope will concentrate on year or decade wise lists like 50 's music, 70's music etc.
There are various genres like rock and roll, surf rock, doo wop, bubblegum pop, rockabilly etc.

Some examples are

Rock around the clock by bill haley and the comets

The ballad of davy crockett by bill hayes

Love letters in the sand by pat boone

dance with me , henry by georgia gibbs

wake up little susie by the everly brothers

tequila by the champs

the chipmunk song by the chipmunks

blueberry hill by fats domino

long tall sally by little richard

see you later aligator by bill haley and the comets

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Wednesday, May 11, 2011

coconut oil

coconut oil is obtained from coconuts. You first dehusk the coconuts. Then you cut the shell into two hemispherical pieces and let it dry in the sun. After one or two days of very good sunshine the fleshy part can be detatched from the shell (automatically or using a curved metal rod). Then you have to slice up the fleshy part into smaller pieces if you are using a small oil mill or you can use the whole hemispherical piece if you are using a big oil mill. Either way you have to dry it till almost all the water content is removed. This will take around 1 to 2 weeks depending on the heat in the sunshine. After that you take the resulting dried coconut flesh called copra to a mill where they will extract the coconut oil from it. The residue after removing the oil is called pinnakku ( coconut oil cake )and is used as cattle feed or manure.

Now in bigger oil mills there are other dryers for drying the coconut so that you do not have to depend on the sunshine.
In kerala coconut oil was used largely for cooking. Later on there was some sort of a movement against coconut oil relating it to cholestrol, fat etc, and palmolein also was popularised . Coconut oil is also used for rubbing into the hair and the whole body as some sort of moisturiser.
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Saturday, May 7, 2011

buying a second hand car from indus motors

We were looking to buy a second hand car after our our old ambassador car started developing problems with the brake and due to shortage of spare parts for the carburetor. An auto driver pointed out the true value outlet of maruti managed by indus motors.

We were planning to buy a second hand car around Rs.1.5 lakhs. There was a maruti 800 in the true value showroom which had run around 50000 km for that price.


But when we went to pay the advance amount of Rs.5000/- for that, we happened to see a maruti esteem with a petrol engine from 1997 that somebody had exchanged for a newer model the day before. Compared to the maruti 800 we were more happy with the maruti esteem since it was more spacious. It also was priced around Rs. 75000/-. Since the maruti esteem was an old model from 1997, it did not have the usual warranty and tune up that was available for second hand cars of later models.
The fuel efficiency of the maruti esteem was only about 8 km per litre which was comparable with our old ambassador. But it was much less than that of the maruti 800 reportedly closer to 13 km per litre or so.

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Friday, May 6, 2011

latest trends among youth

Most of the young people (yuva) are interested in youtube and facebook. Some people used to be interested in myspace especially among the americans.

Some of the young people are buying the latest mobile phones. Some of the models are like nokia n9000 , nokia e5 e63 , blackberry bold 9700 ,blackberry 8320 curve ,blackberry storm 9530,sony ericsson xperia x8,sony ericsson cedar, samsung galaxy s2, samsung shark s5350, samsung galaxy fit s5670, samsung corby pro, samsung c3010, apple iphone , . Some youngsters also use the sturdy nokia 3110 classic. I do not know where they the find the money for this.

Some of the young people are very much into western movies and tv programs. They fall in love with someone they see on the screen.

Some people watch so called reality shows like airtel super singer on tamil tv channel vijay tv, or even some of the western shows like Dancing with the stars, from which the american tv personality and model Kendra wilkinson was recently featured on.

Some people watch out for breaking news on film stars and read almost every magazine or website on films for gossip about film actors. They will collect photos of film actresses and paste them on their walls and books.

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Thursday, May 5, 2011

contessa classic

The contessa was launched around 1983 by hindustan motors (HM). When it came out it was a nice car with very good foreign car looks and plenty of room inside, when the other cars at the time had an indian look like the fiat and the ambassador. Some people may classify it as a muscle car. But it had some problems like low mileage, and some problems with the rear suspension. It was based on some phased out model of general motor.

In the beginning, it had bmc engine and later on there was isuzu engine in contessa classic ? was used.

You can buy a used contessa for pretty low price nowadays. Some people buy second hand used contessa cars and modify it a lot by fitting newer engine, power steering, bigger wheel discs etc.
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Wednesday, May 4, 2011

mississippi river

The Mississippi river is one of the largest in the americas. It is around 200 feet deep at one of its deepest places. It has a elevation of around 1450 feet above sea level at the source and fall off to sea level at the gulf of Mexico. Lots of barges carry a lot of freight along the river. Some of the stories by Mark Twain take place close to or on the mississippi river.

There are lots of places for enjoying family vacations on the mississippi river with lots of private boat tours and charter boats for river cruises or enjoy the great river road.

But now there has been a lot of flooding on the mississippi river. The flooding on the river might go up to record heights. There might be immediate evacuation on the banks.
Worries about flood have made the government to blast a levee in Missouri. This might have sent lots of flood water into farmlands in Missouri.

Flood waters seem to be rising near Memphis

Mississippi is a state in the USA and Jackson is the state capital

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Monday, May 2, 2011

landline phones cordless phones etc

The first telephone that we had in our home was the old landline phone from bsnl. It was a phone manufactured by bpl. It was a very simple phone, it did not have any bells and whistles.

Then after some time we applied for caller id facility. So we wanted a phone with clip facility and display. One of my father's friend told him about a simple display unit that can be connected to the existing landline. It was far less costly than a new phone with clip display. It worked for around two weeks before there was some fault in the display with some digits not getting displayed properly.

Then we bought a phone by with display and clip facility. It had a pretty majestic look and had a lot of lights on the number getting dialled and hadset. But here also the display started to have complaints within around 8 months. But the rest of the phone worked very well for a long long time.

Afterwards we bought a phone from beetel. Here also the display was pretty good. But there was some sort of screeching noise in the handset after around a year.

At that time we saw that some of the popular cordless phones had become cheaper. We also read some reviews on cordless telephones. Then we bought a cordless phone by voxtel which seemed to be the best cordless phone. This was costlier than the earlier corded ones. But it has been working pretty well for more than one year. The only problem is that the phone connection will not work if there is no current supply, since the base station is connected to the mains and does not have any battery backup. We had also bought a cordless phone made by bpl. But it had some problem with the battery since the battery would not last very long even after a full charge on its cradle.

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